Pre‑Approval Guidance

Why get pre‑approved?

Pre‑approval is a conditional approval from a lender that indicates how much you can borrow. It gives you confidence when making offers and shows sellers you’re serious. Our brokers guide you through the process, ensuring your documentation is complete and timing works with your property search.

Steps to pre‑approval

• Financial health check: We assess your income, expenses and savings to determine borrowing capacity.
• Document preparation: We compile payslips, tax returns, identification and other documents required by lenders.
• Lender selection: We identify lenders whose policies match your profile and objectives.
• Application submission: We lodge your application and liaise with the lender for a quick turnaround.
• Validity & renewal: We monitor expiry dates and assist with renewing your pre‑approval if required.