Refinancing

Restructure your mortgage to suit your changing needs and potentially save on repayments. We’ll show you how refinancing can benefit you.

Why Refinance?

Your existing loan may have served you well when you first took it out, but circumstances change. Refinancing can help you:

Lower your repayments: Consolidate high‑interest debts or switch to a loan with a lower rate or better features.
Access equity: Unlock equity in your home to fund renovations, investments or other goals.
Change loan types: Switch between fixed and variable rates or adjust loan terms to suit your lifestyle.
Get better service: Move to a lender with more flexible policies or better customer support.

Our brokers will compare your current loan against available products and calculate potential savings, then manage the switch on your behalf.

Refinance Feasibility Calculator

Wondering how refinancing could affect your repayments? Our in-house calculator lets you plug in your loan balance, rate and term to visualise repayments and interest saved. Results are an estimate only.

Launch the refinance savings calculator

Open the dedicated calculators page and we’ll load the refinance tool for you, so you can test scenarios without leaving this site.

Open refinance calculator

Ready to review your loan?

We can analyse your current mortgage and show you if refinancing makes sense. Book a no‑obligation consultation today.

Book a Consultation