Investment Property Loans

Whether you’re buying your first investment property or expanding your portfolio, our brokers can source the right finance and structure it to maximise returns.

Financing Your Investment

Investment loans differ from owner‑occupied mortgages. They may have higher rates and different servicing requirements. We help you understand:

Loan types: Principal & interest vs interest‑only, line of credit facilities and split loans.
Deposit options: Using equity from existing properties or cash savings as your deposit.
Tax considerations: We work alongside your accountant to ensure you structure your loan in a tax‑effective manner.
Lender policies: Each lender has unique criteria around rental income and borrowing capacity for investment loans.

Our goal is to help you select a loan that supports your investment strategy while balancing risk and cash flow.

Run the numbers before you buy

Cash flow is critical for investment success. Use our repayment planner to see how different rates, deposits and terms influence the holding costs of your next property.

Open the repayments calculator

The button below launches our calculators hub with the repayments tab pre‑selected, so you can model rental income, rate rises and buffer scenarios without scrolling through multiple tools.

Estimate investment repayments

Grow your portfolio with confidence

Ready to explore investment options? Contact us for tailored guidance and access to a wide range of lenders.

Book a Consultation