Use these mortgage calculators to estimate repayments, refinancing savings, borrowing power and loan-to-value ratio. For guides and checklists, visit our Resource Library.

Mortgage Tools
Estimates only. Does not consider fees, LMI, or state charges.
General information only – results are estimates and not advice. Click to read more.

Disclaimer: The results provided by these calculators are general estimates only. They are based on inputs and assumptions that may not reflect your individual circumstances. Results do not constitute financial, legal, or tax advice and must not be relied upon to make decisions.

  • Repayments are calculated on principal & interest with the frequency you choose; fees, charges, LMI and government duties are excluded unless stated.
  • The Borrowing Power calculator uses the interest rate entered with no servicing buffer, principal and interest repayments over the selected term, the higher of declared expenses or a HEM-style floor, and credit cards assessed at 3.75% of limits. For investment scenarios, estimated rental income is included at 80% of the weekly rent entered, annualised over 52 weeks. DTI is estimated as new borrowing plus entered existing debt balances and credit card limits divided by gross annual income. Actual lender assessments vary significantly.
  • Interest rates can change at any time. Actual borrowing capacity, repayments and savings will differ between lenders.
  • Past performance is not a reliable indicator of future results.

We recommend you obtain personalised advice from a licensed mortgage broker or financial adviser before acting on these results. If you would like tailored guidance, please contact Axon Financial Group.