Defence Housing Entitlements Explained

Published: 15 August 2025

The Defence Home Ownership Assistance Scheme (DHOAS) and other entitlements can make property ownership more achievable for ADF members. Understanding your benefits is the first step toward using them effectively.

Our brokers can help you navigate the paperwork and combine entitlements with the right mortgage product.

Policies and subsidies evolve, so it’s wise to check the latest Defence guidelines to ensure you’re claiming everything available.

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